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Protect your business with solutions that boost your confidence.
Our Collectibles Insurance product is built for the business of luxury and collectibles—protecting the assets, the ecosystem, and everything that comes with it.




Ask any jeweler or auction house – some names have become shorthand for enduring value. Cartier. Van Cleef & Arpels. Bvlgari. Tiffany. These aren’t just fashion houses. They’re heritage brands, each with flagship pieces that have become collector staples.
Take the Cartier Love bracelet, designed in 1969 by Aldo Cipullo. Its screw-lock mechanism and clean oval shape redefined modern romance – and today, a vintage 18k yellow gold model in pristine condition can fetch over $10,000. That’s not just sentiment. That’s market.
Or consider the Van Cleef & Arpels Alhambra. Introduced in 1968, the clover-shaped motif has seen a resurgence among both seasoned collectors and first-time buyers – especially in rare materials like malachite or blue agate. One WAX client described it as “the watch equivalent of the Submariner – timeless, wearable, and immediately recognized.”
Then there’s Bvlgari. Known for bold geometry, serpentines, and Roman flair, its pieces – especially the B.Zero1 and Serpenti lines – continue to grow in popularity, with many models now holding their own in resale markets alongside entry-level luxury watches.
Emotional Currency Meets Physical Asset
So why are these pieces being collected – and not just worn?
Because jewelry holds something few other categories do: intimacy. A Cartier bracelet isn’t just something you buy. It’s something you receive. Or give. It marks an anniversary, a promise, a personal chapter. It carries fingerprint-level meaning, even when its market value changes.
In my own case, one of the most meaningful pieces I own is a custom Rolex-inspired ring originally gifted by my dad. It began with a design that resonated deeply with him – and over time, I modified it to reflect my own style. same diamond with a new setting – but the core of it, the soul of it, remains. It’s not just a ring. It’s legacy made wearable.
I've seen a noticeable uptick in jewelry uploads – especially in the past year. Many clients are pairing their watch and art collections with select, appraised jewelry pieces. In some cases, it's for insurance. In others, it's for future gifting. And in many, it’s both.
What Makes Jewelry “Collectible”?
Unlike watches – which have reference numbers, production years, and movement specs – jewelry collecting has more fluid criteria. But certain patterns have emerged:
Design legacy – Pieces tied to iconic eras, designers, or historic releases
Materials – Rare stones, precious metals, or combinations unique to a collection
Condition – Original box, documentation, and undisturbed finishes often add to value
Sentiment – Personalized engravings or provenance can actually enhance collectibility when tastefully done
Add to that the growing secondary market – from Sotheby’s to The RealReal – and you begin to see a shift. Jewelry isn’t just being resold. It’s being vaulted.
A Final Thought
Jewelry collecting isn’t about quantity. It’s about connection. The bracelets we stack, the necklaces we wear once a year, the rings passed down from one hand to the next – these are the pieces that carry us through time.
They hold stories, not just stones. And as with any great collection, the meaning often outweighs the metal.
Maybe that’s what makes them timeless – not just because they shine, but because they stay.
Ask any jeweler or auction house – some names have become shorthand for enduring value. Cartier. Van Cleef & Arpels. Bvlgari. Tiffany. These aren’t just fashion houses. They’re heritage brands, each with flagship pieces that have become collector staples.
Take the Cartier Love bracelet, designed in 1969 by Aldo Cipullo. Its screw-lock mechanism and clean oval shape redefined modern romance – and today, a vintage 18k yellow gold model in pristine condition can fetch over $10,000. That’s not just sentiment. That’s market.
Or consider the Van Cleef & Arpels Alhambra. Introduced in 1968, the clover-shaped motif has seen a resurgence among both seasoned collectors and first-time buyers – especially in rare materials like malachite or blue agate. One WAX client described it as “the watch equivalent of the Submariner – timeless, wearable, and immediately recognized.”
Then there’s Bvlgari. Known for bold geometry, serpentines, and Roman flair, its pieces – especially the B.Zero1 and Serpenti lines – continue to grow in popularity, with many models now holding their own in resale markets alongside entry-level luxury watches.
Emotional Currency Meets Physical Asset
So why are these pieces being collected – and not just worn?
Because jewelry holds something few other categories do: intimacy. A Cartier bracelet isn’t just something you buy. It’s something you receive. Or give. It marks an anniversary, a promise, a personal chapter. It carries fingerprint-level meaning, even when its market value changes.
In my own case, one of the most meaningful pieces I own is a custom Rolex-inspired ring originally gifted by my dad. It began with a design that resonated deeply with him – and over time, I modified it to reflect my own style. same diamond with a new setting – but the core of it, the soul of it, remains. It’s not just a ring. It’s legacy made wearable.
I've seen a noticeable uptick in jewelry uploads – especially in the past year. Many clients are pairing their watch and art collections with select, appraised jewelry pieces. In some cases, it's for insurance. In others, it's for future gifting. And in many, it’s both.
What Makes Jewelry “Collectible”?
Unlike watches – which have reference numbers, production years, and movement specs – jewelry collecting has more fluid criteria. But certain patterns have emerged:
Design legacy – Pieces tied to iconic eras, designers, or historic releases
Materials – Rare stones, precious metals, or combinations unique to a collection
Condition – Original box, documentation, and undisturbed finishes often add to value
Sentiment – Personalized engravings or provenance can actually enhance collectibility when tastefully done
Add to that the growing secondary market – from Sotheby’s to The RealReal – and you begin to see a shift. Jewelry isn’t just being resold. It’s being vaulted.
A Final Thought
Jewelry collecting isn’t about quantity. It’s about connection. The bracelets we stack, the necklaces we wear once a year, the rings passed down from one hand to the next – these are the pieces that carry us through time.
They hold stories, not just stones. And as with any great collection, the meaning often outweighs the metal.
Maybe that’s what makes them timeless – not just because they shine, but because they stay.
Ask any jeweler or auction house – some names have become shorthand for enduring value. Cartier. Van Cleef & Arpels. Bvlgari. Tiffany. These aren’t just fashion houses. They’re heritage brands, each with flagship pieces that have become collector staples.
Take the Cartier Love bracelet, designed in 1969 by Aldo Cipullo. Its screw-lock mechanism and clean oval shape redefined modern romance – and today, a vintage 18k yellow gold model in pristine condition can fetch over $10,000. That’s not just sentiment. That’s market.
Or consider the Van Cleef & Arpels Alhambra. Introduced in 1968, the clover-shaped motif has seen a resurgence among both seasoned collectors and first-time buyers – especially in rare materials like malachite or blue agate. One WAX client described it as “the watch equivalent of the Submariner – timeless, wearable, and immediately recognized.”
Then there’s Bvlgari. Known for bold geometry, serpentines, and Roman flair, its pieces – especially the B.Zero1 and Serpenti lines – continue to grow in popularity, with many models now holding their own in resale markets alongside entry-level luxury watches.
Emotional Currency Meets Physical Asset
So why are these pieces being collected – and not just worn?
Because jewelry holds something few other categories do: intimacy. A Cartier bracelet isn’t just something you buy. It’s something you receive. Or give. It marks an anniversary, a promise, a personal chapter. It carries fingerprint-level meaning, even when its market value changes.
In my own case, one of the most meaningful pieces I own is a custom Rolex-inspired ring originally gifted by my dad. It began with a design that resonated deeply with him – and over time, I modified it to reflect my own style. same diamond with a new setting – but the core of it, the soul of it, remains. It’s not just a ring. It’s legacy made wearable.
I've seen a noticeable uptick in jewelry uploads – especially in the past year. Many clients are pairing their watch and art collections with select, appraised jewelry pieces. In some cases, it's for insurance. In others, it's for future gifting. And in many, it’s both.
What Makes Jewelry “Collectible”?
Unlike watches – which have reference numbers, production years, and movement specs – jewelry collecting has more fluid criteria. But certain patterns have emerged:
Design legacy – Pieces tied to iconic eras, designers, or historic releases
Materials – Rare stones, precious metals, or combinations unique to a collection
Condition – Original box, documentation, and undisturbed finishes often add to value
Sentiment – Personalized engravings or provenance can actually enhance collectibility when tastefully done
Add to that the growing secondary market – from Sotheby’s to The RealReal – and you begin to see a shift. Jewelry isn’t just being resold. It’s being vaulted.
A Final Thought
Jewelry collecting isn’t about quantity. It’s about connection. The bracelets we stack, the necklaces we wear once a year, the rings passed down from one hand to the next – these are the pieces that carry us through time.
They hold stories, not just stones. And as with any great collection, the meaning often outweighs the metal.
Maybe that’s what makes them timeless – not just because they shine, but because they stay.