“Whether it’s a timeless violin or a couture gown, we treat your collection with the same respect you do. We speak your language—because our passion for music and fashion drives everything we build.”
— Angel Garcia, Customer Success Lead
Instruments
Usage: Instruments are played and transported, increasing risks of damage or theft.
Sensitivity: Wood and varnish react to changes in humidity and temperature.
Restoration: Professional repair and restoration preserve value; WAX covers these costs.
Fashion & Handbags
Off‑premises exposure: Bags and couture travel frequently; homeowners insurance may exclude off‑premises losses.
High valuations: A Louis Vuitton bag retailed for $1 million; vintage Hermès Birkins regularly surpass $200,000.
Young collectors: Many do not own homes yet; a stand‑alone policy is essential.
WAX Solutions
Scheduled or blanket coverage for instruments and luxury goods.
Worldwide all‑risk protection: Fire, theft, vandalism, water damage, natural disasters and transit losses.
Automatic coverage for new acquisitions (up to 25 % of class limit).
Bundling options: Combine instruments with handbags, couture and other collectibles to streamline administration and save on premiums.
Real‑World Case Study
One WAX policyholder, a former professional violinist, watched in horror as an airline baggage handler dropped their centuries‑old instrument. WAX arranged for a master luthier to repair the cracks and compensated for loss of tone. In another instance, a collector’s vintage Hermès handbag was stolen at a gala. Because it was scheduled with WAX, the collector received the current market value—far above the original purchase price. We’ve also heard of uninsured handbags being damaged in checkroom mishaps, leaving owners with nothing but regret.
Frequently Asked Questions
Q: Do I need an appraisal for every handbag?
A: For new purchases, WAX accepts receipts; vintage or inherited pieces may require appraisals.
Q: Does WAX cover wear and tear?
A: No. Policies cover sudden, accidental damage but not gradual wear.
Q: Can I bundle my violin and luxury handbags?
A: Yes. WAX allows multi‑category bundles.
Ready to protect your collection?
Collectors can request a quote in minutes through WAX’s digital platform, and brokers can contact us to tailor combined coverage.
