“Collectors are multifaceted, and so should be their insurance. WAX’s mixed-collection coverage reflects your diverse passions, bundling them into one seamless, tech-driven experience.”
— Angel Garcia, Customer Success Lead
Advantages of WAX’s mixed‑collection approach
Single schedule, multiple categories – WAX allows clients to insure diverse items under one policy with a consolidated limit, simplifying administration and ensuring consistent terms.
Automatic coverage for new acquisitions – Newly acquired items are automatically covered up to 25% of the policy limit.
Flexibility in payment plans – Clients can choose to pay the entire policy upfront or over 10 months.
Unified valuation methods – WAX offers agreed‑value or current‑market‑value options across asset categories, responding up to 150% of scheduled value when markets rise.
World‑wide transit protection – Coverage follows the collection wherever it travels, whether to an auto show, art fair, grading service or storage facility.
Expert service – Dedicated account managers with cross‑disciplinary expertise help clients manage valuations and claims across different collectibles.
Real‑World Case Study
One WAX client owned watches, sneakers and contemporary art. When a storage facility fire damaged multiple categories, their unified policy simplified the claims process; a single adjuster managed everything and compensation reflected each item’s market value. Contrast this with a collector juggling separate policies who struggled to coordinate claims after a similar disaster, receiving inconsistent payouts.
Frequently Asked Questions
Q: Can I add a new category midterm?
A: Yes. You can add categories and adjust limits at any time.
Q: Do I need separate appraisals for each category?
A: Not always. Blanket policies may not require detailed schedules, but high‑value items should be appraised.
Q: Will a claim in one category affect coverage in another?
A: No. Claims are handled individually and won’t automatically impact other categories.
Ready to protect your collection?
Collectors can request a quote in minutes through WAX’s digital platform, and brokers can contact us to design cross‑category policies.







