“Every guitar has its own voice. As musicians and fans, we built WAX to ensure that voice endures, providing coverage that understands the soul and value of your instruments.”
— Angel Garcia, Customer Success Lead
Key Exposure Points
Frequent transport: Instruments travel for performances, lessons and recordings; transit risk is high.
Environmental sensitivity: Temperature and humidity changes can cause warping, cracking or finish damage.
Individuality: Every instrument has unique tonal qualities and provenance; replacement with a similar model may not suffice.
WAX Instrument Coverage
Agreed‑value or market‑value settlements with optional appreciation clauses up to 150%.
All‑risk protection for theft, accidental damage, natural disasters and transit losses.
Zero dollar deductibles and premium options based on usage and storage.
Policy bundling: Insure multiple instruments and other collectibles under a single WAX policy.
With WAX, musicians and collectors can focus on playing and preserving their instruments, not worrying about insurance gaps.
Real‑World Case Study
A famous guitarist’s vintage instrument was crushed when a stage light fell during sound check. Their WAX policy covered repairs by a renowned luthier and compensated for the instrument’s diminished value. A different musician refused specialized coverage and lost their custom guitar to a backstage theft; their homeowners policy offered only a minimal electronics reimbursement.
Frequently Asked Questions
Q: Does WAX cover vintage amplifiers and pedals?
A: Yes. Amplifiers, pedals and other gear can be scheduled.
Q: Can I insure instruments used professionally?
A: Yes. WAX covers personal and professional use, with premiums adjusted for frequency and risk.
Q: What if my guitar gets accidentally damaged?
A: WAX pays for authentic parts and professional luthiers.
Ready to protect your collection?
Collectors can request a quote in minutes through WAX’s digital platform, and brokers can contact us to include instruments in multi‑category policies.
